Commercial Umbrella Insurance in Cedarville, the Eastern Upper Peninsula, and Across Michigan

Extra Coverage for Your Business Protection

Running a business comes with risk — and sometimes, the unexpected can lead to claims larger than what your general liability or commercial auto policy can handle. At Islands Insurance Center, our commercial umbrella insurance provides an added layer of protection to keep your business secure.

What Commercial Umbrella Includes

With a commercial umbrella policy, you can extend coverage for:

Extended Business Liability

Protection above your standard general liability, commercial auto, or employer liability policy limits.



Coverage for Legal Expenses

Helps pay for attorney fees, court costs, settlements, and judgments.


Employee & Customer Claims

Additional coverage for workplace accidents, customer injuries, or third-party property damage.



Flexible Options

Scales with your business needs, whether you’re a small operation or a larger enterprise.


Frequently Asked Questions

  • Why should my business consider commercial umbrella insurance?

    If a claim or lawsuit exceeds your current liability limits, umbrella insurance can prevent devastating financial loss.

  • What types of businesses benefit most?

    Any business — from contractors to retail shops to service providers — can benefit from extra protection.

  • How much does it cost?

    Rates depend on the size of your business and coverage needs, but umbrella policies are often more affordable than expected.

  • How do I get an insurance quote?

    Getting a quote is easy. You can fill out our form online, text us directly, call our Cedarville office, or stop by in person. At Islands Insurance Center, we’ll walk you through the process step by step to ensure you get the right coverage.

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Why Choose Islands Insurance Center Commercial Umbrella Insurance?

Condo Coverage, Designed Around You
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Community-Rooted: Helping local businesses across Cedarville, the Les Cheneaux Islands, and Michigan thrive.

Umbrella with a heart.

Tailored Coverage: We design policies around your association’s master policy and your personal needs.

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Trusted Carriers: Partnering with leading providers for flexible, reliable protection.

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Independent & Flexible: We work for you, not one company — so you get unbiased advice and the best fit.

Strengthen Your Business Shield with Islands Insurance Center

Your hard work deserves reliable protection. With commercial umbrella insurance, your business can face the unexpected with confidence. Let Islands Insurance Center help safeguard your success.

Request a Quote from Islands Insurance Center