Auto Insurance in Cedarville, the Eastern Upper Peninsula, and Across Michigan

Personalized Coverage for the Road Ahead

Your car is more than just a way to get around — it’s your connection to family, work, and the places you love most. At Islands Insurance Center, we don’t believe in one-size-fits-all auto policies. Instead, we’ll design a plan tailored to your driving habits, vehicle type, and lifestyle here in Cedarville, the Les Cheneaux Islands, and throughout Michigan.

What Auto Insurance Includes

An auto insurance policy from Islands Insurance Center can include:

Collision & Comprehensive Coverage

Protection against theft, vandalism, accidents, or natural disasters.

Liability Coverage

Required in Michigan, covers injuries or property damage you may cause.

Roadside Assistance

Help with towing, flat tires, or lockouts.

Additional Expense Coverage

Rental car or transportation costs if your car is in the shop after a covered claim.

Lease/Loan Gap Coverage

Pays the difference if your vehicle is totaled but your loan is higher than its value.

Uninsured/Underinsured Motorist Protection

Coverage if you’re in an accident with someone who has little or no insurance.

Medical Payments (MedPay)

Helps cover medical expenses for you and your passengers after an accident.

Optional Add-Ons

Coverage for motorcycles, boats, yachts, snowmobiles, and RVs.

Frequently Asked Questions

  • Is auto insurance required in Michigan?

    Yes. Michigan law requires drivers to carry minimum levels of liability and personal injury protection (PIP). At Islands Insurance Center, we’ll help you meet state requirements while tailoring your policy for added protection.

  • Can I bundle auto with my home or renters insurance?

    Yes. Bundling auto and home policies with Islands Insurance Center often simplifies your coverage and may qualify you for additional discounts.

  • Do you insure more than just cars?

    Absolutely. In addition to cars, we provide coverage for motorcycles, boats, yachts, snowmobiles, and even recreational vehicles.

  • What makes Islands Insurance Center different from larger agencies?

    We’re local, community-rooted, and independent. At Islands Insurance Center, you’ll never feel like a number. Our focus is on quick communication, tailoring policies to your needs, and providing flexibility through multiple trusted carriers.

  • How do I get a quote?

    You can request a quote online, text us, call our Cedarville office, or stop in. At Islands Insurance Center, we’ll walk you through your options so you know exactly what you’re getting.

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Why Choose Islands Insurance Center for Auto Insurance?

Trusted Coverage, Neighborly Care
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Community-Rooted: We understand the unique driving challenges of rural roads, island access, and Michigan weather.

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Tailored Policies: We’ll match coverage to your lifestyle — whether you’re a commuter, seasonal driver, or recreational vehicle owner.

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Trusted Carriers: With Auto-Owners, AAA, Wolverine, and more, you’ll have options to compare.

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Independent & Flexible: At Islands Insurance Center, we work for you — not one insurer.

Drive Confidently with Islands Insurance Center

From Cedarville to the Les Cheneaux Islands and across Michigan, Islands Insurance Center is here to protect you on the road. With neighborly service and personalized policies, you’ll have the peace of mind to focus on the journey — not the risks.

Request a Quote from Islands Insurance Center