Umbrella Insurance in Cedarville, the Eastern Upper Peninsula, and Across Michigan

Extra Liability Protection for Peace of Mind

Accidents and lawsuits can happen when you least expect them — and sometimes, the costs go beyond what your home or auto policy covers. At Islands Insurance Center, our personal umbrella insurance gives you an added layer of liability protection, so you and your family are safeguarded from life’s biggest “what-ifs.”

What Personal Umbrella Includes

With a personal umbrella policy, you can extend protection for:

Additional Liability Coverage

Covers costs that exceed your homeowners, auto, or recreational vehicle policies.

Lawsuit Protection

Helps pay for attorney fees, settlements, and court judgments.



Worldwide Coverage

Your liability protection goes with you wherever you travel.




Frequently Asked Questions

  • Do I really need personal umbrella insurance?

    If you own property, have savings, or simply want added peace of mind, umbrella insurance can help shield you from claims that exceed your standard coverage.

  • How much coverage can I get?

    Policies often provide $1 million or more in protection — enough to cover large judgments and legal fees.

  • What makes Islands Insurance Center different from other agencies?

    At Islands Insurance Center, we’re not just another insurance agency. We’re an independent, community-rooted team that understands the unique lifestyle of Michigan condo owners. Our focus is on tailoring coverage to your life, backed by quick communication and the flexibility of working with multiple trusted carriers.

  • How do I get an insurance quote?

    Getting a quote is easy. You can fill out our form online, text us directly, call our Cedarville office, or stop by in person. At Islands Insurance Center, we’ll walk you through the process step by step to ensure you get the right coverage.

Two young boys in rain gear under an umbrella on a brick walkway.

Why Choose Islands Insurance Center Personal Umbrella Insurance?

Condo Coverage, Designed Around You
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Community-Rooted: Serving families across Cedarville, the Les Cheneaux Islands, and the Eastern Upper Peninsula.

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Tailored Coverage: We design policies around your association’s master policy and your business needs.

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Trusted Carriers: Work with top-rated providers for reliable coverage.

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Independent & Flexible: We shop multiple carriers to find the right policy for you

Safeguard Your Future with Islands Insurance Center

From everyday accidents to unforeseen lawsuits, a personal umbrella policy gives you the confidence to live life without worry. Let Islands Insurance Center help you protect what matters most.

Request a Quote from Islands Insurance Center